panama city property insurance

Additional Commercial Coverage

Panama City, Florida Area

» Property Insurance 

» Commercial Umbrella Policies

» Bonds

» Commercial Flood Insurance

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Construction Coverage

Protect Your Equipment

» Equipment Floater

» Builders Risk Insurance

» Commercial Auto Insurance

» Workers Comp Insurance

Additional Coverage

Worker Comp Insurance

Find out if it is mandatory for you to have workers compensation insurance. If it is, we will find the best fit for your business budget and employee needs.

Property Insurance

Protect the space of your business and the assets in that space. Unlike homeowners insurance, property insurance covers much more. Call us to find out how to not lose income if your business is hit by fire, theft and more.

Commercial Auto Insurance

Businesses need commercial auto insurance for their employees. Call us and we'll find the policy that makes the most sense for your company.

Builders Risk Insurance

Upfront costs for a construction company, if not paid back, can be devastating! Get protected. We can show you how and find the perfect insurance coverage just for you. 

Equipment Floater

Homeowners, property insurance nor auto insurance will fully cover equipment damaged or stolen that is not at home or at your business location. Your equipment is a huge investment. Get a policy to cover it as it floats from construction site to site. Our policy floats along, too. 

Commercial Umbrella

Get protected from lawsuits, even if you are found liable. Protect your business, your home, your income, and everything else that belongs to you. Find out how today. 

Call us today at 850-234-2434

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Surety Bonds

Get protected from a variety of issues. Call to learn more about this complex field. Our experts will navigate you through it and get you the additional commercial coverage you need.

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Our Philosophy

We get to know your business so we can represent you as we shop For You. You run your business and we'll handle the insurance. Every year we'll make sure you have the best policy at the best price. As you grow, we'll be there.

Frequently Asked Questions

I work from home, do I need more insurance?

If your business is run from home, you probably still need a bit of business coverage. If you have clients come to your home then definitely you need more. Have expensive business equipment? It might not be covered by your homeowners policy. Because everyone's business is different and everyone's homeowner's policy is different, we need to talk before we can tell you exactly what you need to do to protect your business and your personal assets. 

When do I need to have Workers Compensation?

In Florida any construction company with 1 or more employees, full or part time, is required to have Workers Compensation Coverage. This is the same requirement for out of state employers.

Non-Construction companies need it when they reach 4 employees, even if they are all part time. 

Agricultural types of companies can employee up to 5 before they must have Workers Comp.

Out of state employers only doing temporary work are allowed to use their home state's laws.

If I get Commercial Property Insurance do I need Flood Insurance?

Yes, you need flood insurance unless it specifically states it is included in your business insurance policy.

What Other Are Saying

The best customer service, the best customer rates and the best response time. My advice, if you're looking for insurance, commercial OR personal...go to THE BEST!

Thanks Keith Sr and Keith Jr., for all you do to make my life simpler!

Nan Gile

We first called Hall Insurance for our business GL. After dealing with Keith and seeing how proactive his approach was to meeting our business needs, we have now moved all of our policies to Hall Insurance.

We were very impressed on how diligent they were in finding the best suitable policy for us, both coverage and cost. We now have our home, auto, life, boat, and business insurance with them. We are so grateful to have all of our policies at a single doorstep. Thanks Keith!

Jason Andrews