Buying home insurance from Hall Insurance, serving Panama City Beach, FL, and surrounding areas, is one of the smartest investment decisions you can make for your family. Whether or not your home is all paid off, home insurance should never be canceled. This is especially true because of the many extra things that this kind of insurance can cover.
Here are some weird things home insurance may cover that you may not have thought of:
1. Identify Theft
Identify theft is more common than ever. Luckily, some home insurance policies offer riders that cover this particular kind of loss. If you’re interested, contact your Panama City Beach, FL home insurance representative.
2. Outbuildings
Many homeowners these days have outdoor living spaces that may include outbuildings, such as art studios or man caves. The category of outbuildings also includes structures such as detached garages, tool sheds, and even dog houses and chicken coops. If disaster strikes, such as a hurricane, your home insurance may cover outbuildings like these.
3. Injuries From Animals
Pets sometimes cause injuries to guests, delivery persons, and even family members. If you or someone you know has been injured by one of your animals on your property, it may fall under your home insurance policy.
4. Temporary Accommodation
If your home is damaged to a point where you can’t reside in it until its repaired, the cost of your temporary accommodation might be covered by your homeowners insurance policy. It’s possible you would need a special rider to cover this scenario, so contact your insurance broker for details.
Call Today To Discuss Your Options
Your particular home insurance policy may or may not cover the things mentioned here. For details about your particular policy, contact your insurance representative at Hall Insurance serving Panama City Beach, FL and surrounding areas. We look forward to serving all your home insurance needs!
