General liability insurance coverage is the basic policy that nearly all businesses require to protect them from risks. Protect your business and yourself against claims such as non-employee bodily injury and personal property damage that happens accidentally during the functioning of your business.
Businesses that provide professional services can be held liable, too. Professional liability protects you in the event your advice leads the customer down a path that results in them suing you. Omissions and errors happen. Its life. Professional liability is important because we are all human.
Employment Practices Liability
General Liability protects against consumer physical harm, professional liability against your B2B client's professional harm, and employment practices liability covers you from lawsuit claims by employees. It is a risk management policy whose importance grows as your company grows.