Homeowners Insurance

Homeowners Insurance

Florida homeowners insurance is often quoted as being the most expensive in the nation. It takes a professional Independent Insurance agent working on your side who knows the market, the laws and has an inside track to get you the best choices and the least expensive prices available. When looking for homeowners insurance in the Panama City Beach, Florida area especially, call Hall Insurance Agency.

Condo Insurance

Hall Insurance is the first stop in understanding your existing HOA policy and getting coverage that you need beyond what it provides. Condominium insurance is for your areas. The interior of your property won't be covered by your Association's insurance policy. Your personal possessions and liability for people that get hurt while inside of your property are also not covered by it either. Condo insurance covers you, while the HOAs you pay go toward the common areas that the Association covers in the policy they pay for. 

Flood Damage Coverage

No matter what policies you have, normally Flood damage is not included. In the state of Florida, Flood Damage Insurance is the most important. Storms of all kinds are a part of life and so are floods.


Renting Insurance  - Get Protected from Vacationers and Tenents

When you rent out your home or property, to a vacationer or longer term tenant, you need special coverage. We'll explain it all and find you the best full coverage, at the lowest price possible. You need a different liability insurance that covers you if your property gets trashed by a tenent or a vacationer renting your property. You also need coverage in case some building issue leads to harm.

More Personal Insurance

Property Coverage

  • Homeowners
  • Condo
  • Flood
  • Long Term Renters
  • Short Term Rental, such as for Vacations


  • Car Insurance
  • Boat Insurance
  • RVs
  • Motorcycles 
  • Classic Cars
  • Low Speed Vehicles - Golf Carts

Collectible and Umbrella Coverage

  • Gun / Firearm Insurance
  • Jewelry Insurance
  • Collectible Insurance 
  • Umbrella Coverage